How to claim insurance coverage for a bicycle traffic collision?

In the list of different types of accidents that take place bicycle traffic collisions are one of the more difficult ones to claim and recover. It is viable to contact and take help from expert lawyers who deal with this kind of claim. 

Being a cyclist is a heroic thing, as it not only keeps you healthy and fit but also helps the environment. However, one must be well aware that cyclists do not have much to protect themselves from injuries. A bicycle helmet is the only essential piece of gear that keeps them safe while riding. 

When a cyclist is hit by a car or any other automobile vehicle, it is vital for him or her to have some knowledge of how to go about claiming insurance coverage for bicycle traffic collisions.

This case is not that simple to deal with therefore keep few points in mind to smoothly file your claim.

1. Go for quick medical examination

After you encounter a crash it is highly valuable to seek first aid and go for further investigation if required. Keep records of all the procedures you went through after meeting the accident that occurred due to someone else’s carelessness. This will support your claim a big deal. 

2. Connect with your insurance company

Contacting your insurer must be the second step to claim and prove your eligibility for coverage. You simply can not afford to ignore this move, any delay in this step can void your claim. 

3. Gather all the pieces of evidence

If you successfully compile the evidence with a smart plan then there is no way you can not recover from the damage caused to you. Evidence would include things like:

  • A picture of the scene of the accident 
  • A snapshot of your injury
  • Contacting witnesses to prove the occurrence of the incident
  • Pictures of your healing wounds
  • Keep track of the date of the accident and your admission to the hospital.

4. Keep track of medical expenses 

File all the medical expenses you bore at the hospital after the accident. You must file all the receipts to make the process simple and easy to handle. The file must include

  • Admission or daycare entry form and receipt
  • Prescriptions
  • Test reports and receipts
  • Follow-up check-up receipts
  • Physiotherapy appointments and receipts

5. Educate yourself with the laws of the respective state

Varying states have their own set of laws, rules, and regulations hence it is vitally important to educate and keep yourself updated with the changing trends in the respective area. The right knowledge will support your case and will recover your loss successfully. 

6. Seek professional help

It is ideal to seek professional help so that you stay on track to lodge your complaint in a rightful manner as expected. An expert lawyer can guide you properly and will rectify mistakes that may weaken your case. They are very well aware of the processes and requirements to fulfill the criteria. 

Furthermore, if you are a fond cyclist, you must take as many precautions as possible while cycling to be safe and prevent accidents. This includes wearing a high visibility jacket, helmet, knee pads, and elbow pads if possible. This is because cycling accidents tend to be a lot more serious than automobile accidents and can result in lifelong injuries and even death.

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