Best banking apps in Europe according to a popular UX agency


In an increasingly digital world, managing your finances has never been easier. With a multitude of digital banking apps at the disposal of customers, competition is fierce, and user experience is at the forefront of app development.

So how do successful banking apps in Europe convince their customer base to choose them over the competition? Any potential player within the financial market will look to their competitors to see what features can and should be prioritized.

Here’s a list of some of the most remarkable digital banking apps in Europe, each designed to provide a user-friendly, innovative, and secure banking experience according to a popular UX agency.

Bunq: A green and sustainable banking app in Europe

Bunq not only stands out as a digital banking app in Europe but also as a platform with a strong focus on sustainability. Beyond traditional banking services, Bunq allows you to track your carbon footprint and invest in green projects, all while providing a seamless and intuitive banking experience.

CurrencyFair: The smart way to transfer money

CurrencyFair is an excellent choice for international money transfers. With its competitive exchange rates and transparent fees, it’s a favorite among frequent travelers and expatriates looking for a cost-effective way to send money across borders.

Curve: Uniting all your cards in within one banking app in Europe

Curve is redefining the way users manage their payment cards. By consolidating all your cards into one app, Curve is a banking app in Europe that makes it easy to switch between accounts and track your spending. It’s a game-changer for anyone with multiple cards.

Holvi: Banking for entrepreneurs

Holvi caters to the needs of entrepreneurs and freelancers. It offers a business account with integrated invoicing and financial planning features. With Holvi, managing your business finances becomes a breeze.

Monese: Banking app in Europe for mobile lifestyles

Monese is the perfect banking app for those who are always on the move in Europe or beyond. It provides a fully functional mobile bank account with quick setup, no credit checks, and seamless account management.

N26: Banking for life on the go

N26 is all about flexibility. With no-fee ATM withdrawals worldwide, a user-friendly mobile app, and transparent fees, it’s a trusted choice for those with an active, on-the-go lifestyle.

Nuri (formerly Bitwala): Crypto meets traditional banking

Nuri is a unique blend of traditional banking and cryptocurrency. It offers a German bank account with integrated Bitcoin and Ethereum wallets, making it a top choice for crypto enthusiasts.

Revolut: The revolutionary digital banking app from Europe

Revolut, a fintech giant and one of the best challenger banks in UK, has completely transformed the financial sector with its innovative banking app in Europe. Offering a multi-currency account, fee-free currency exchange, and budgeting tools, it’s a go-to choice for travelers and digital nomads.

Soldo: Empowering business spending

Soldo focuses on empowering businesses to take control of their spending. With customizable company cards and expense tracking, it simplifies financial management for businesses of all sizes.

Vivid Money: Banking app in Europe with a visual touch

Vivid Money offers a visual and intuitive approach to banking apps in Europe. With eye-catching graphics and useful features, it’s an excellent choice for those who appreciate a visually engaging banking experience.

Wise: Formerly TransferWise, still wise

Wise is renowned for its transparency in international money transfers. With real exchange rates and low, transparent fees, it’s an excellent choice for individuals and businesses conducting cross-border transactions.

Lunar: A Danish banking marvel

Lunar is a Danish banking app that offers a range of financial services. With its focus on user experience and straightforward features, it’s gaining traction as a notable player in the European banking app market.

Conclusion – Best banking apps in Europe

When evaluating these standout examples, one cannot overlook the significance of user experience. These are some of the most popular digital banking apps in Europe according to Ergomania.

A seamless, user-friendly interface is the backbone of any successful app, and these apps excel in this aspect. You can find a detailed report about how user experience can shape the success of a digital banking app in Europe by clicking on the previous link!




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